CORE OFFERING

Pre-Approved Finance Inspections

Independent forensic verification before credit approval. Mitigate supplier liability and institutional risk with court-admissible technical certainty.

Why Pre-Approval Inspections Matter

Financial institutions extending credit on vehicle purchases face increasing liability exposure when defects, misrepresentation, or fraud emerge post-delivery. The December 2025 SCA ruling clarified that pre-approved finance scenarios without independent technical verification may shift liability to the financier when supplier claims cannot be substantiated.

Auto Forensics SA provides forensic-grade technical assessment before credit approval, creating a documented evidentiary record that protects institutional interests and enables informed risk decisions.

Typical Bank Workflow Integration

Seamless integration into existing finance approval processes

01

Deal Submission

Bank submits VIN & deal reference via secure portal

02

Inspection Booked

Auto Forensics schedules on-site forensic audit

03

Audit Conducted

Full mechanical, electronic, and structural assessment

04

Report Issued

Hash-verified report delivered, evidence vaulted

Inspection Scope Breakdown

Mechanical Integrity

  • Engine compression & performance
  • Transmission function & fluid condition
  • Suspension & steering systems
  • Brake system integrity
  • Cooling & exhaust systems

Electronic Systems & ECU

  • Full ECU data extraction
  • CAN bus diagnostic analysis
  • Stored fault code archaeology
  • Electronic control module verification
  • OBD-II compliance testing

Odometer & Data Consistency

  • Odometer tampering detection
  • Service history cross-reference
  • Electronic mileage verification
  • Usage pattern analysis
  • VIN authenticity verification

Structural & Safety

  • Chassis integrity assessment
  • Accident damage detection
  • Paint thickness analysis
  • Corrosion & rust evaluation
  • Safety system functionality

Turnaround Times

Standard Audit24-48 Hours
Expedited Service12-24 Hours

Deliverables

  • Hash-verified PDF report
  • GPS-stamped photographic evidence
  • ECU data extraction summary
  • Evidence Vault access credentials
  • Forensic findings summary

Submit a Pre-Approved Deal

Institutional clients can submit inspection requests via secure portal